7 ZOTHANDIZA Zosavuta Pazachuma Chotsatira!
Kodi inflation kapena hyperinflation ikubwera? Zoneneratu zathu za kukwera kwa mitengo ya 2021 ndizodetsa nkhawa kwambiri momwe nkhani yolimbikitsira ikuwonekera, koma pali njira zomwe mungatenge lero kuti muteteze chuma chanu. Kutsika kwa mitengo kukubwera ku America ndi United Kingdom, komanso mayiko ena ambiri. Ichi ndichifukwa chake kukwera kwa mitengo kumachitika komanso momwe tingatetezere ndalama zomwe tapeza movutikira.
Pamene mliri udafika chaka chatha, misika yamasheya padziko lonse lapansi idatsika kwambiri. Dziko lapansi likukonzekera kuyimitsidwa padziko lonse lapansi ndipo likudziwa kuti chuma chidzayenda bwino.
M'miyezi ingapo, misika idachira pomwe msika waku US udatha chaka chonse. United Kingdom FTSE 100 index idachira kwambiri koma anali m'modzi mwa omwe adachita bwino kwambiri pachaka. DAX yaku Germany idachiranso.
Zinakhala bwino:
Nkhani yoti katemerayu wavomerezedwa itatuluka, misika idapita ku msonkhano wapadziko lonse kumapeto kwa chaka. Mitengo yamafuta idayamba kuchira ngakhale idagunda ziwerengero zoyipa zomwe sizinachitikepo chaka chatha. Mtengo wamafuta tsopano ukufika pafupifupi $60 pa mbiya, kuchira kwakukulu.
Ndicho chifukwa chake:
Ambiri azachuma ndi amalonda aku Wall Street ati kuchirako kudatsogozedwa ndi ndondomeko zandalama ndi zachuma zomwe zidathandizira chuma. Popanda mabanki apakati kulowererapo ndikuchepetsa kuchuluka (kusindikiza ndalama) ndikusunga chiwongola dzanja pamiyala yotsika kwambiri, ndizotheka kuti misika ikadachira.
Maboma atatseka chuma cha dziko lawo ndikufunsa mabizinesi kuti atseke zitseko zawo, amayenera kupereka ndalama zambiri kwa mabizinesi ndi anthu omwe alibe ntchito.
Purezidenti Biden wangolengeza zodabwitsa Phukusi lopulumutsira la $ 1.9 biliyoni. Ndi ndalama zamtunduwu zomwe zikuphatikizidwa muzachuma, sizodabwitsa kuti misika idakwera. Zonse zikumveka bwino, koma zotsatira za zokondoweza zonsezi ndi chiyani? Kodi pali zotsatira?
INDE, ndipo ndizowopsa:
Popeza vuto lazachuma mu 2008 mabanki apakati adayamba mapulogalamu ochepetsera kuchuluka, kutulutsa ndalama zatsopano pachuma pogula ma bondi aboma ndi mabungwe. Mu 2020, adatengera izi pamlingo wina.
Ambiri anganene kuti alibe chochita, koma titha kukhala tikulowera kutsoka lachiwiri losintha dziko chifukwa cha kukwera kwa mitengo. Ndikhulupirireni, pamene ine ndikunena, izi zingakhale zoipa ndipo ine ndikuchita mantha kwambiri.
Kukondoweza ndi kukwera kwa inflation zimagwirizana koma sizophweka. Anthu ambiri amaganiza kuti madola ochuluka omwe amasindikizidwa akufanana ndi dola yofooka chifukwa ndalama zawonjezeka, zosavuta kupezeka ndi kufuna.
Ndizowona m'mawu oyambira, koma bwanji sitinakhalepo ndi inflation mu 2021? Inflation ndi kukwera kwa mitengo ndipo amayezedwa m’njira zambiri. Muyeso wamba ndi Index ya Mtengo Wogula (CPI) yomwe imatsata mtengo wadengu la katundu yemwe ogula amagula.
Zolosera zapano za CPI 2021 sizikuwonetsa kukwera kwamitengo kwakukulu, koma chifukwa chiyani? Kuti mitengo ikwere, payenera kuwonjezeka kufunikira kwa katundu ndi ntchitozo (zopereka ndi zofunikira). Kuti inflation ibwere payenera kukhala ndalama zambiri zomwe ogula amawononga.
Izi sizinachitikebe chifukwa tikadali mkati mwa mliri wa COVID-19 ndipo chuma chikungoyamba kumene. Ndalama zolimbikitsira zonsezi ndizodzaza masika, zokonzeka kugwiritsidwa ntchito. Pamene chuma chitsegukira bwino ndipo ogula ali ndi zida zonsezi zowonjezera ndalama zowonjezera, ndikulosera kuti padzakhala kuwonjezeka kwa ndalama. Aliyense wakhala ali kunyumba alibe chochita. Chiwopsezo cha Coronavirus chikachepa kwambiri, anthu amakondwerera. Adzakondwerera ndi ndalama zawo zolimbikitsira!
Mitengo yamafuta ikwera kwambiri, chifukwa aliyense angafune kuyambanso kuyenda. Msika wamafuta ukulosera kale kukwera kwa mitengo mtsogolo chifukwa pakali pano kufunikira kwamafuta sikuli kokwera kwambiri. Tawona kale kukwera kwamitengo yazakudya ndipo malo odyera akatsegulidwanso mosakayikira padzakhala kuchuluka kwa ndalama.
Nawa manambala odabwitsa:
NKHANI YOTHANDIZA NDI YOPHUNZITSIDWA: Ma Altcoins 5 Osadziwika Amene Ndi Tsogolo La Cryptocurrency
NKHANI YOTHANDIZA: Stock Market MELTDOWN: Zifukwa 5 Zotuluka TSOPANO
Tiyeni tiwone ndendende kuchuluka kwa ndalama zolimbikitsira zomwe zalowa pachuma ku United States ndi United Kingdom. Pa Marichi 15, 2020, a Federal Reserve yalengeza pafupifupi $700 biliyoni pakuchepetsa kwatsopano kwachulukidwe kudzera pakugula katundu komanso pofika pakati pa chilimwe cha 2020 izi zidapangitsa kuti ndalama zokwana madola 2 thililiyoni ziwonjezeke pamabanki a Federal Reserve.
Mu Marichi 2020, a Bank of England adalengeza £ 645 biliyoni pakuchepetsa kuchuluka kwa ndalama, £ 745 biliyoni mu June 2020 ndi £ 895 biliyoni mu November 2020. Ikani izi molingana ndi ndondomeko yotsiriza yochepetsera yopangidwa ndi Bank of England yomwe inali $ 445 biliyoni yonse ya chaka cha 2016.
Kusindikiza (kuchepetsa kuchepa) ndalama zambiri izi zimatsitsa mtengo wa dola ($) ndi mapaundi (£) ndipo zikangodutsa mudongosolo, titha kupeza kukwera kwamitengo. Kutsika kwa mitengo kumawononga chifukwa chimodzi; ndalama zomwe mwapeza movutikira zimakhala zocheperapo ndipo mudzafunika zambiri kuti mugule zomwezo. Izi zikakhudza zinthu monga chakudya ndi nyumba, timakhala ndi vuto lalikulu. Kukwera kwamitengo ndi kusowa kwa ntchito ndi zinthu ziwiri zoipitsitsa zomwe akatswiri azachuma ambiri amawopa.
Tilidi m'malo osadziwika chifukwa uinjiniya wazachuma womwe wachitika mu 2020 sizinachitikepo. Chotsatira choipitsitsa komanso chowononga kwambiri chingakhale hyperinflation. Ngakhale kuti kukwera kwa mitengo ndi chizindikiro cha kukwera kwa mitengo ya katundu ndi ntchito, Hyperinflation kukwera kwa inflation. Nthawi zambiri izi zimatanthauzidwa kukhala zoposa 50% pamwezi.
Umu ndi momwe mungatetezere ndalama zomwe mwapeza movutikira:
1) Dola ndi mapaundi zitha kuthetsedwa, chifukwa chake sichabwino kusunga ndalama zomwe mwasunga mundalamazo. Mutha kuyika ndalama zanu mumitundu ina yomwe ili pachiwopsezo chocheperako, koma muli pachifundo cha boma ndi banki yayikulu yopereka ndalamazo.
2) Ngati kukwera kwa mitengo ndikukwera kwamitengo ya zinthu ndi kutsika kwa ndalama, ndiye njira yosavuta ndikusunga zinthu zambiri! Zitsulo zolemera ndi malo abwino kuyamba, ndi golide kukhala hedge yomwe mumakonda kwambiri komanso imodzi mwazinthu zakale kwambiri zamtengo wapatali. Siliva ndiyothandizanso makamaka ngati sitolo yamtengo wapatali popeza siliva imafuna kwambiri mafakitale, zomwezo zitha kunenedwanso mkuwa, palladium ndi platinamu. Kufunika kwa zitsulozi kudzakulirakulira pamene mayiko monga China ndi India akukula kwambiri.
3) Mafuta amapangidwa mu madola aku US nthawi zambiri, kotero kuti dola imafooketsa mitengo yamafuta iyenera kukwera. Komabe, mtengo wamafuta umatsimikiziridwa ndi mitundu ingapo ya kupezeka ndi kufunikira ndipo Purezidenti Biden ku White House ntchito zamafuta sizikuwoneka zotetezeka. Kusintha kwa mphamvu zobiriwira kumabweretsa chiwopsezo chachikulu pakufunika kwamafuta.
4) Masheya ndi njira ina, koma osati yotetezeka makamaka ngati malonda akhalire nthawi zambiri amatsika panthawi ya kukwera kwa mitengo komwe kumayembekezeredwa. Kumamatira ku magawo m'makampani a blue-chip, ochita migodi ndi ogulitsa ndi njira yabwino kwambiri yopitira.
5) Bitcoin ndi cryptocurrencies zakwera kwambiri posachedwapa, chifukwa mwa zina anthu akuda nkhawa kuti ndalama zothandizidwa ndi boma zatsika mtengo. Maboma alibe ulamuliro pa Bitcoin ndipo mtengo wake umatsimikiziridwa ndi kupezeka ndi kufunikira. Komabe, Bitcoin ndi yosasinthika komanso monga tidazindikira panthawi yathu kafukufuku imayendetsedwa ndi ochepa ndalama zazikulu (anangumi). Ngati mutha kusintha kusinthasintha kwakukulu pamtengo, ndiye kuti Bitcoin ikhoza kukhala yabwino kwa inu!
6) Kuyika ndalama m'nyumba ndi malo ndi njira yabwino yothanirana ndi kukwera kwa mitengo, komabe, misika iyi imayendetsedwanso ndi zinthu zina zomwe zimafunikira komanso zofunikira osati mwayi pokhapokha mutakhala ndi ndalama zambiri. Mutha kuyika ndalama mu a Malingaliro a kampani REIT ETF, yomwe imachita malonda ngati kampani pamsika wamasheya. Kugula magawo angapo a thumba la REIT kumakupatsani mwayi kuti muwone msika wanyumba ndi ndalama zochepa kwambiri.
7) Njira yongoganizira kwambiri yochepetsera kukwera kwa mitengo, ingakhale kufupikitsa (kubetcherana potsika mtengo) dola kapena mapaundi. Ambiri ogulitsa malonda amakulolani kuti mupange malonda otere. Mutha kubetcherana motsutsana ndi index ya dollar kapena kugulitsa ndi awiriawiri.
Kodi boma ndi mabanki apakati atani ngati kukwera kwa mitengo kapena hyperinflation kumabwera mu 2021?
Mabanki apakati adzayang'ana kwambiri kuonjezera chiwongoladzanja, izi zimalimbikitsa anthu kusunga ndalama komanso osagwiritsa ntchito ndalama, motero kuchepetsa kutsika kwa mitengo. Komabe, chiwongola dzanja chokwera chingachepetse chuma chifukwa mabizinesi komanso anthu sangathe kubwereka zambiri chifukwa cha chiwongola dzanja chokwera chomwe amayenera kubweza. Panthawi yomwe chuma chatsika, ichi ndichifukwa chake mabanki apakati amatsitsa chiwongola dzanja, kuti alimbikitse chuma. ndi bwino bwino ndi ntchito yovuta kwambiri kuti mabanki chapakati kukwaniritsa.
Chiwongoladzanja chapamwamba chimakhalanso choipa pa msika wogulitsa, pamene zokolola pa ma bond (chiwongoladzanja) ziyamba kukwera, osunga ndalama amagulitsa masheya awo ndikusamukira ku ma bond kuti abwerere bwino komanso ochulukirapo.
Nayi mfundo yake:
Padziko lonse lapansi, tiyenera kudikira kuti tiwone. Palibe maboma ambiri ndi mabanki apakati angachite pakali pano ndipo kukwera kwa mitengo kungakhale kosapeweka. Payekha, musakhale ndi ndalama ngati dollar yaku US ndi mapaundi aku Britain. Yang'anani kuti muwononge ndalama zowonjezera muzitsulo zolemera, katundu, ndi ma cryptocurrencies.
Kodi inflation ikubwera? Inde. Kodi hyperinflation ikubwera? Mwinamwake, ine moona mtima ndikuyembekeza ayi. Inflation ndi hyperinflation zitha kuchitika ndipo zidzachitikanso ndipo simukufuna kukhala munthu wonyamula wilibala ya madola zana kuti mugule buledi!
Dinani apa kuti mumve zambiri zankhani zachuma.
Tikufuna thandizo LANU! Tikukubweretserani nkhani zosakambidwa za FREE, koma tikhoza kuchita izi chifukwa cha chithandizo cha owerenga okhulupirika monga INU! Ngati mumakhulupirira zaufulu wolankhula komanso kusangalala ndi nkhani zenizeni, chonde ganizirani kuthandizira ntchito yathu kukhala woyang'anira kapena popanga a chopereka kamodzi pano. 20% ya ZONSE ndalama zimaperekedwa kwa omenyera nkhondo!
Nkhaniyi ndi yotheka chifukwa cha zathu othandizira ndi othandizira!
By Richard Ahern - LifeLine Media
Contact: Richard@lifeline.news
Zothandizira
1) Joe Biden asaina $1.9tn stimulus bill kukhala lamulo: https://www.ft.com/content/ecc0cc34-3ca7-40f7-9b02-3b4cfeaf7099
2) Kupereka ndi Kufuna: https://corporatefinanceinstitute.com/resources/knowledge/economics/supply-demand/
3) Tanthauzo la Kukwera kwa Ndalama: https://www.economicshelp.org/macroeconomics/inflation/definition/
4) Mlozera wa Mtengo wa Ogula: https://www.bls.gov/cpi/
5) Kuchepetsa kwachulukidwe: https://en.wikipedia.org/wiki/Quantitative_easing
6) Kodi kuchepetsa kuchuluka ndi chiyani?:https://www.bankofengland.co.uk/monetary-policy/quantitative-easing
7) Hyperinflation: https://www.investopedia.com/terms/h/hyperinflation.asp
8) DATA Yosautsa Ilosera Zowonongeka za BITCOIN CRASH mu 2021 Zitha Kubwera!: https://www.youtube.com/watch?v=-kbRDHdc0SU&list=PLDIReHzmnV8xT3qQJqvCPW5esagQxLaZT&index=7
9) Momwe mungasungire ndalama zogulira nyumba ndi ETFs: https://www.justetf.com/uk/news/etf/how-to-invest-in-real-estate-with-etfs.html
Lowani nawo zokambirana!